{"citations":{"source_mix":{"company_owned":9,"independent":26,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":19,"partial":7},"total_sources":37,"unique_domain_count":23},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Cigar Smokers","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["google","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Cigar Smokers","subject":"Corebridge Financial","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["google","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Corebridge Financial","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","grok","kimi"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Corebridge Financial","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","anthropic","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Corebridge Financial","unit":"platforms","value":4}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.333333333333333,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"Corebridge Financial","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-cigar-smokers/corebridge-financial.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-cigar-smokers/corebridge-financial","report_type":"fit_review","study_id":"LICI-STUDY-EA26A087CFFE","title":"Corebridge Financial for Life Insurance for Cigar Smokers: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 10:10:09.849801+00","research_date":"2026-09-22","source_snapshot_sha256":"0168a2657249d8dff0565644182f81003fe4df99da2f3f104c367687353f141d","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":23,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Corebridge Financial is a good, conditional fit for occasional cigar smokers seeking term life insurance. Three of seven platforms named Corebridge during the ranking stage, with an average listed rank of 5.3 and a best rank of 4. The strongest reason to consider it: Corebridge's published underwriting guidance treats admitted cigar use of no more than one cigar per week as a possible non-factor, which can open access to non-tobacco rate classes (, -13, , , ). The main limitation is that this favorable treatment is conditional — it requires a negative cotinine urinalysis, no other tobacco or…","target_buyer":"A consumer smokes cigars but does not regularly smoke cigarettes and wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that carriers may treat occasional and frequent cigar use differently and may have different definitions of tobacco or nicotine use."],"geography":"United States","slug":"best-life-insurance-for-cigar-smokers","title":"Best Life Insurance for Cigar Smokers","use_case":"Life Insurance for Cigar Smokers"}}