{"buyer_scenarios":[{"fit":"best_suited","scenario":"Survivors many years past treatment with no recurrence, seeking standard term or universal life coverage (perplexity, anthropic, google)."},{"fit":"best_suited","scenario":"Survivors who want term coverage with possible conversion to permanent coverage without restarting medical underwriting (-1, -1, )."},{"fit":"best_suited","scenario":"Health-engaged survivors willing to track fitness and complete screenings to pursue Vitality PLUS premium savings (-4, , kimi:lifeinsureguide-1)."},{"fit":"best_suited","scenario":"Survivors with a concurrent condition such as diabetes, given the Aspire program's underwriting credits and support tools (-9, -11, -3)."},{"fit":"not_best_suited","scenario":"Survivors with recent treatment, active disease, metastatic disease, recurrence, or ongoing therapy (openai, anthropic, deepseek, perplexity, grok, google)."},{"fit":"not_best_suited","scenario":"Survivors who need guaranteed-issue or simplified-issue coverage without extensive medical underwriting (openai, anthropic, deepseek, kimi, perplexity)."},{"fit":"not_best_suited","scenario":"Survivors who want whole life insurance with lifetime cash value; John Hancock does not offer whole life (-7)."},{"fit":"not_best_suited","scenario":"Buyers who need an immediate underwriting decision; both full and accelerated pathways require medical review (-1, -6)."}],"citations":{"source_mix":{"company_owned":14,"independent":29,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":21,"partial":6},"total_sources":45,"unique_domain_count":26},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Cancer Survivors","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Cancer Survivors","subject":"John Hancock","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"John Hancock","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"John Hancock","unit":"platforms","value":4},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"John Hancock","unit":"platforms","value":3}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.5,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"John Hancock","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-cancer-survivors/john-hancock.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-cancer-survivors/john-hancock","report_type":"fit_review","study_id":"LICI-STUDY-0B50A5E09167","title":"John Hancock for Life Insurance for Cancer Survivors: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 06:51:23.726397+00","research_date":"2026-09-22","source_snapshot_sha256":"6aa0f7f2c4b2023f4c9e62a6d491d69b676d39354d91029e0f2838ded3fe1cc4","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":22,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"John Hancock is a mixed fit for U.S. cancer survivors seeking life insurance. Two of the seven platforms named it during the ranking stage, and the seven fit evaluations split three \"good\" to four \"mixed.\" The strongest reason to consider it is that John Hancock offers conventional term and universal life coverage with a documented cancer-specific underwriting framework and the optional Vitality wellness program, which can reduce premiums for survivors who sustain healthy engagement. The main limitation is that John Hancock does not publish a complete, current cancer-survivor underwriting…","target_buyer":"A consumer previously received treatment for cancer and now wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may vary substantially based on cancer type","stage","grade","treatment","recurrence history","time since treatment ended","current follow-up","age","and overall health."],"geography":"United States","slug":"best-life-insurance-for-cancer-survivors","title":"Best Life Insurance for Cancer Survivors","use_case":"Life Insurance for Cancer Survivors"}}