{"citations":{"source_mix":{"company_owned":18,"independent":18,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":35,"partial":2},"total_sources":37,"unique_domain_count":19},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Cancer Survivors","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Cancer Survivors","subject":"Ethos","unit":"rank","value":10},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Ethos","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.5,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":10,"name":"Ethos","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-cancer-survivors/ethos.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-cancer-survivors/ethos","report_type":"fit_review","study_id":"LICI-STUDY-0052B86B192D","title":"Ethos for Life Insurance for Cancer Survivors: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","6 of 7 included platforms returned a usable fit assessment; disclose this as a methodology limitation and do not describe the fit findings as unanimous, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 06:55:30.717654+00","research_date":"2026-09-22","source_snapshot_sha256":"d6051202feeeb6c4f4a68a9c8c0668a27734f071f597458cfce1c89ef44e7c4a","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":22,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Ethos is a mixed fit for U.S. cancer survivors seeking life insurance. Two of seven platforms named Ethos during ranking discovery, and six of seven returned a usable fit assessment; five rated it \"mixed\" and one rated it \"good.\" The strongest reason to consider Ethos is its digital application with accelerated or simplified underwriting and an automatic product-laddering fallback that can route declined applicants toward guaranteed whole life coverage. The main limitation is that cancer history frequently triggers declines, non-competitive pricing, or rerouting away from term life — the…","target_buyer":"A consumer previously received treatment for cancer and now wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may vary substantially based on cancer type","stage","grade","treatment","recurrence history","time since treatment ended","current follow-up","age","and overall health."],"geography":"United States","slug":"best-life-insurance-for-cancer-survivors","title":"Best Life Insurance for Cancer Survivors","use_case":"Life Insurance for Cancer Survivors"}}