{"citations":{"source_mix":{"company_owned":20,"independent":33,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":21,"partial":16},"total_sources":53,"unique_domain_count":30},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Bipolar Disorder","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Bipolar Disorder","subject":"USAA","unit":"rank","value":10},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"USAA","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok"],"predicate":"fit_rating_count","qualifier":"good","subject":"USAA","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","perplexity","google"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"USAA","unit":"platforms","value":4},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"USAA","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":8,"best_rank":7,"entity_id":"entity-001","entity_type":"company","final_rank":10,"name":"USAA","platform_mentions":2,"platform_share":0.2857142857142857}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-bipolar-disorder/usaa.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-bipolar-disorder/usaa","report_type":"fit_review","study_id":"LICI-STUDY-798B1EB3D0AC","title":"USAA for Life Insurance for Bipolar Disorder: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 09:36:45.16888+00","research_date":"2026-09-22","source_snapshot_sha256":"8cf99b5c503cfd5ede94403ea07dd57af0d8b08bf5c9fa85727d607b443d4858","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"USAA is a mixed fit for Life Insurance for Bipolar Disorder. Two of the seven platforms in this study named USAA during the ranking stage, and those two placed it at an average listed rank of 8.0 (best rank 7). The strongest reason to consider USAA is its combination of multiple coverage pathways — Level Term V, simplified whole life, and a guaranteed-issue whole life option through Mutual of Omaha — plus an A++ AM Best financial-strength rating cited by independent reviewers (-7, -2). The main limitation is that USAA publishes no bipolar-specific underwriting rules, so approval, rating…","target_buyer":"A consumer diagnosed with bipolar disorder wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider current stability","treatment","medications","hospitalization history","employment and daily functioning","substance use","history of self-harm where applicable","and consistency of medical care."],"geography":"United States","slug":"best-life-insurance-for-bipolar-disorder","title":"Best Life Insurance for Bipolar Disorder","use_case":"Life Insurance for Bipolar Disorder"}}