{"citations":{"source_mix":{"company_owned":25,"independent":26,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":23,"partial":11},"total_sources":51,"unique_domain_count":26},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Bipolar Disorder","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Bipolar Disorder","subject":"Protective Life","unit":"rank","value":8},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Protective Life","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Protective Life","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","anthropic","deepseek","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Protective Life","unit":"platforms","value":5},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Protective Life","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.666666666666667,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":8,"name":"Protective Life","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-bipolar-disorder/protective-life.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-bipolar-disorder/protective-life","report_type":"fit_review","study_id":"LICI-STUDY-95A51A315F31","title":"Protective Life for Life Insurance for Bipolar Disorder: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 09:35:42.434736+00","research_date":"2026-09-22","source_snapshot_sha256":"22e5da030bb449b2ed1fdea7546c72f74ce3decb28f5a09c6cedd58f4c09a5cf","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Protective Life is a mixed fit for life insurance with bipolar disorder. Three of seven platforms named it during ranking discovery, and its average listed rank was 5.7 with a best rank of 3. Its strongest argument is a dual underwriting structure: Protective Series Passport Simplified Issue Term avoids an initial medical exam, while Protective Classic Choice Term reaches far higher coverage limits through accelerated or traditional underwriting. The main limitation is transparency. Protective publishes no bipolar-specific approval rules, rate classes, or premiums, and platforms disagreed…","target_buyer":"A consumer diagnosed with bipolar disorder wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider current stability","treatment","medications","hospitalization history","employment and daily functioning","substance use","history of self-harm where applicable","and consistency of medical care."],"geography":"United States","slug":"best-life-insurance-for-bipolar-disorder","title":"Best Life Insurance for Bipolar Disorder","use_case":"Life Insurance for Bipolar Disorder"}}