{"citations":{"source_mix":{"company_owned":12,"independent":31,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":22,"partial":3},"total_sources":44,"unique_domain_count":27},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance for Bipolar Disorder","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"Life Insurance for Bipolar Disorder","subject":"Pacific Life","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Pacific Life","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Pacific Life","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Pacific Life","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Pacific Life","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.2,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"Pacific Life","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-for-bipolar-disorder/pacific-life.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-for-bipolar-disorder/pacific-life","report_type":"fit_review","study_id":"LICI-STUDY-CFF5B1080D54","title":"Pacific Life for Life Insurance for Bipolar Disorder: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 09:30:43.112971+00","research_date":"2026-09-22","source_snapshot_sha256":"d67bdd7b97fa5ccb4ea35397fab6d585c09ddec4ef8c6553319e5da65afeee96","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Pacific Life is a mixed fit for life insurance with bipolar disorder. Five of the seven platforms in this study named Pacific Life during the ranking stage, and it finished with an average listed rank of 3.2 and a best rank of 3. The strongest reason to consider it is its term lineup — principally PL Promise Term and Pacific Elite Term — which combines level premiums, conversion rights, and an accelerated underwriting pathway that may avoid an exam for eligible applicants. The main limitation is that Pacific Life publishes no bipolar-specific acceptance criteria, so approval, pricing, and…","target_buyer":"A consumer diagnosed with bipolar disorder wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider current stability","treatment","medications","hospitalization history","employment and daily functioning","substance use","history of self-harm where applicable","and consistency of medical care."],"geography":"United States","slug":"best-life-insurance-for-bipolar-disorder","title":"Best Life Insurance for Bipolar Disorder","use_case":"Life Insurance for Bipolar Disorder"}}