{"citations":{"source_mix":{"company_owned":10,"independent":29,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":22,"partial":5},"total_sources":40,"unique_domain_count":22},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance After Breast Cancer","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"Life Insurance After Breast Cancer","subject":"Physicians Mutual","unit":"rank","value":8},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Physicians Mutual","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","anthropic","grok"],"predicate":"fit_rating_count","qualifier":"good","subject":"Physicians Mutual","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","perplexity","google"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Physicians Mutual","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Physicians Mutual","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":7.333333333333333,"best_rank":6,"entity_id":"entity-001","entity_type":"company","final_rank":8,"name":"Physicians Mutual","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-after-breast-cancer/physicians-mutual.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-after-breast-cancer/physicians-mutual","report_type":"fit_review","study_id":"LICI-STUDY-AD9F6143E478","title":"Physicians Mutual for Life Insurance After Breast Cancer: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 07:26:56.12103+00","research_date":"2026-09-22","source_snapshot_sha256":"38ad243dcaa47cd9386f7515fbc1e5acdd0524143b67ba32caf2d99d64e4589e","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Physicians Mutual is a good fit for a breast cancer survivor who needs modest permanent final-expense coverage and cannot or does not want to answer health questions. Three of seven platforms named it during the ranking stage (43% of included platform responses), at an average listed rank of 7.3 and a best rank of 6. The strongest reason to consider it is guaranteed-issue acceptance with no health questions or medical exam on its Modified Whole Life policy, form L770, up to $30,000. The main limitation is that the first two years pay a graded benefit for non-accidental death, and $30,000…","target_buyer":"A consumer has previously been treated for breast cancer and wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider stage","grade","receptor status where relevant","treatment history","recurrence","time since treatment","current surveillance","age","and overall health."],"geography":"United States","slug":"best-life-insurance-after-breast-cancer","title":"Best Life Insurance After Breast Cancer","use_case":"Life Insurance After Breast Cancer"}}