{"citations":{"source_mix":{"company_owned":16,"independent":8,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":20,"partial":5},"total_sources":25,"unique_domain_count":10},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance After a Stroke","unit":"platforms","value":6},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","openai"],"predicate":"final_consensus_rank","qualifier":"Life Insurance After a Stroke","subject":"Guardian Life","unit":"rank","value":10},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","openai"],"predicate":"platform_mentions","qualifier":"out of 6","subject":"Guardian Life","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic"],"predicate":"fit_rating_count","qualifier":"good","subject":"Guardian Life","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Guardian Life","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["grok","kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Guardian Life","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":7.5,"best_rank":7,"entity_id":"entity-001","entity_type":"company","final_rank":10,"name":"Guardian Life","platform_mentions":2,"platform_share":0.3333333333333333}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-after-a-stroke/guardian-life.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-after-a-stroke/guardian-life","report_type":"fit_review","study_id":"LICI-STUDY-23C932D2F856","title":"Guardian Life for Life Insurance After a Stroke: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":6,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 05:35:56.406982+00","research_date":"2026-09-22","source_snapshot_sha256":"98b39eaf13c41d915e5f61d41dc889124f886f10d4ff984817b1412596602932","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":29,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Guardian Life is a mixed fit for Life Insurance After a Stroke. Two of the six included platforms named Guardian Life during the ranking stage — a 33% share — at an average listed rank of 7.5 and a best rank of 7. The strongest reason to consider it is that Guardian uses individually underwritten term and Whole Life coverage capable of reviewing detailed medical documentation rather than auto-declining a stroke history (openai:cguardianunderwriting, ). The main limitation is that Guardian publishes no stroke-specific underwriting criteria, deferral periods, rate classes, or premiums, so…","target_buyer":"A consumer previously experienced a stroke and wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may consider the type and severity of the stroke","time since the event","residual symptoms","cause","treatment","recurrence risk","cardiovascular health","and other medical factors."],"geography":"United States","slug":"best-life-insurance-after-a-stroke","title":"Best Life Insurance After a Stroke","use_case":"Life Insurance After a Stroke"}}