{"buyer_scenarios":[{"fit":"best_suited","scenario":"Applicants with multiple cardiac events or combined cardiac conditions such as heart attack plus AFib plus stents, where other carriers decline (-9, -12)."},{"fit":"best_suited","scenario":"Applicants seeking day-one coverage via Immediate Solution or 10-Pay Solution (-2)."},{"fit":"best_suited","scenario":"Applicants age 45 and older whose heart attack onset was at 45 or later, who can reach standard rates after one year and preferred rates after two years on the final expense side ."},{"fit":"best_suited","scenario":"Applicants who want term coverage up to $2 million without a medical exam via Trendsetter Super, subject to qualification (-2, -1)."}],"citations":{"source_mix":{"company_owned":23,"independent":22,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":38,"partial":7},"total_sources":45,"unique_domain_count":23},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance After a Heart Attack","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance After a Heart Attack","subject":"Transamerica","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Transamerica","unit":"platforms","value":4},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Transamerica","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","grok","perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Transamerica","unit":"platforms","value":5}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":4.75,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"Transamerica","platform_mentions":4,"platform_share":0.5714285714285714}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-after-a-heart-attack/transamerica.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-after-a-heart-attack/transamerica","report_type":"fit_review","study_id":"LICI-STUDY-C1BCFC4E8396","title":"Transamerica for Life Insurance After a Heart Attack: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 05:28:58.664319+00","research_date":"2026-09-22","source_snapshot_sha256":"68f8bd64950886cbb3a553707729f897773c6b25f8be713bf5092b962a83b036","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Transamerica is a mixed fit for Life Insurance After a Heart Attack. Four of seven platforms named it during the ranking stage (57% of included platform responses), at an average listed rank of 4.75 and a best rank of 2. Its strongest case is final-expense whole life and simplified-issue pathways for applicants whose heart attack was more than 12 months ago, plus a documented willingness to review complex, multi-condition cardiac files. The main limitation is that no public source discloses heart-attack-specific acceptance rules, table ratings, or premiums, and platform fit ratings split…","target_buyer":"A consumer previously experienced a heart attack and now wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may depend heavily on how long ago the heart attack occurred","age at the event","subsequent cardiac testing","treatment","current heart function","medications","lifestyle changes","and other health factors."],"geography":"United States","slug":"best-life-insurance-after-a-heart-attack","title":"Best Life Insurance After a Heart Attack","use_case":"Life Insurance After a Heart Attack"}}