{"citations":{"source_mix":{"company_owned":15,"independent":25,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":34,"partial":5},"total_sources":40,"unique_domain_count":29},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Life Insurance After a Heart Attack","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Life Insurance After a Heart Attack","subject":"Lincoln Financial","unit":"rank","value":3},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Lincoln Financial","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","grok","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Lincoln Financial","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","perplexity","kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Lincoln Financial","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Lincoln Financial","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.1666666666666665,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":3,"name":"Lincoln Financial","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/health-conditions-and-high-risk-life-insurance/life-insurance-after-a-heart-attack/lincoln-financial.json","page_url":"https://lifeinsuranceconsensusindex.com/health-conditions-and-high-risk-life-insurance/life-insurance-after-a-heart-attack/lincoln-financial","report_type":"fit_review","study_id":"LICI-STUDY-4C6C080E7627","title":"Lincoln Financial for Life Insurance After a Heart Attack: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 05:20:34.363997+00","research_date":"2026-09-22","source_snapshot_sha256":"89747dcb018cb07d16dad2924065cb9301faae9f8e2225c09fe09153f1302098","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Lincoln Financial is a mixed fit for Life Insurance After a Heart Attack. Six of seven platforms named it during ranking discovery, and it placed third overall with an average listed rank of 3.17 and a best rank of 1. Its strongest case is fully underwritten term coverage — Lincoln LifeElements Level Term — for a stable, well-documented applicant, with conversion to permanent coverage and, per some platforms, cardiac underwriting credits and table-reduction programs. The main limitation is that Lincoln's own TermAccel guide lists coronary artery disease as disqualifying, and Lincoln…","target_buyer":"A consumer previously experienced a heart attack and now wants life insurance.","topic":{"base_category":"Health Conditions & High-Risk Life Insurance","category_criteria":["They understand that underwriting may depend heavily on how long ago the heart attack occurred","age at the event","subsequent cardiac testing","treatment","current heart function","medications","lifestyle changes","and other health factors."],"geography":"United States","slug":"best-life-insurance-after-a-heart-attack","title":"Best Life Insurance After a Heart Attack","use_case":"Life Insurance After a Heart Attack"}}