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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 01:03:44.414875+00","research_date":"2026-09-21","source_snapshot_sha256":"9247e8a8632d4c8418657bbebbf19ad45fb46a08423a780f198f35e6b52107ff","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":23,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Mutual of Omaha is the consensus leader for no-medical-exam final expense insurance in this 7-platform study, named by all seven platforms (100.0% share) at an average listed position of 1.57, with its Living Promise simplified-issue whole life and Guaranteed Whole Life products cited most often. Transamerica also appeared on all seven platforms (100.0%) but at a weaker average position of 3.86. Aetna (5 mentions, 71.4%) leads the next tier, followed by Aflac (4 mentions, 57.1%). Foresters Financial, Fidelity Life, American Amicable, Gerber Life, Americo, and Royal Neighbors of America each…","target_buyer":"A consumer wants permanent final expense life insurance but does not want to complete a traditional paramedical examination involving blood or urine testing.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They are willing to answer health questions and allow available prescription","medical","or electronic records to be considered. They want a reputable carrier","reasonable premiums","permanent coverage","and an efficient application process."],"geography":"United States","slug":"best-no-medical-exam-final-expense-insurance","title":"Best No-Medical-Exam Final Expense Insurance","use_case":"No-Medical-Exam Final Expense Insurance"}}