{"citations":{"source_mix":{"company_owned":8,"independent":28,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":30,"partial":4},"total_sources":36,"unique_domain_count":27},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Level-Benefit Final Expense Insurance","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["google","kimi","openai"],"predicate":"final_consensus_rank","qualifier":"Level-Benefit Final Expense Insurance","subject":"American-Amicable","unit":"rank","value":7},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["google","kimi","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"American-Amicable","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"strong","subject":"American-Amicable","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","anthropic","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"American-Amicable","unit":"platforms","value":5},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"American-Amicable","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.666666666666667,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":7,"name":"American-Amicable","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/level-benefit-final-expense-insurance/american-amicable.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/level-benefit-final-expense-insurance/american-amicable","report_type":"fit_review","study_id":"LICI-STUDY-C165358FB24C","title":"American-Amicable for Level-Benefit Final Expense Insurance: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-23 05:07:38.042438+00","research_date":"2026-09-22","source_snapshot_sha256":"5caee1589791716c3739b4959e742d48b9812904d5f26ff4a81ab913ad260a06","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":9,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"American-Amicable is a good — not clearly strongest — fit for Level-Benefit Final Expense Insurance. Three of seven platforms named it during ranking discovery (google, kimi, openai), and all seven platforms that evaluated it rated the fit as good, strong, or uncertain. The strongest reason to consider it is the Golden Solution / Senior Choice Immediate Death Benefit option, which company materials state pays 100% of the face amount immediately for covered death . The main limitation is that this tier requires simplified underwriting with \"no\" answers to all health questions; applicants with…","target_buyer":"A consumer wants final expense life insurance with a level death benefit, meaning the full stated death benefit is generally available for covered natural death from the beginning of the policy rather than increasing gradually after a waiting period.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They are willing to undergo simplified underwriting and want a reputable carrier","reasonable premiums","and clear policy guarantees."],"geography":"United States","slug":"best-level-benefit-final-expense-insurance","title":"Best Level-Benefit Final Expense Insurance","use_case":"Level-Benefit Final Expense Insurance"}}