{"citations":{"source_mix":{"company_owned":12,"independent":12,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":15,"partial":9},"total_sources":24,"unique_domain_count":14},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-21","predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Guaranteed-Issue Final Expense Insurance","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-21","platform_support":["google","grok","openai"],"predicate":"final_consensus_rank","qualifier":"Guaranteed-Issue Final Expense Insurance","subject":"Fidelity Life RAPIDecision Guaranteed Issue","unit":"rank","value":6},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-21","platform_support":["google","grok","openai"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Fidelity Life RAPIDecision Guaranteed Issue","unit":"platforms","value":3}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":6,"name":"Fidelity Life RAPIDecision Guaranteed Issue","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/guaranteed-issue-final-expense-insurance/fidelity-life-rapidecision-guaranteed-issue.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/guaranteed-issue-final-expense-insurance/fidelity-life-rapidecision-guaranteed-issue","report_type":"fit_review","study_id":"LICI-STUDY-47ED66F21854","title":"Fidelity Life RAPIDecision Guaranteed Issue for Guaranteed-Issue Final Expense Insurance: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","5 of 7 included platforms returned a usable fit assessment; disclose this as a methodology limitation and do not describe the fit findings as unanimous, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 01:35:17.936394+00","research_date":"2026-09-21","source_snapshot_sha256":"98d39a622fa611c086d379e678d22cba0ed81a5d375f1671dac1efe29bd02078","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":25,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Fidelity Life RAPIDecision Guaranteed Issue is a good fit for a U.S. buyer age 50–85 with significant health concerns who wants permanent final-expense coverage without medical questions or a medical exam. Three of seven platforms named it during ranking discovery, and five of seven returned a usable fit assessment. The strongest reason to consider it is guaranteed acceptance with no health questions or exam, level premiums, and coverage up to $25,000 . The main limitation is that natural-death benefits are reduced during the first three policy years, and no public premium schedule was…","target_buyer":"A consumer has significant health concerns and wants final expense life insurance without medical questions or a medical examination.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They understand that guaranteed-issue policies may have higher premiums","lower coverage limits","and a graded death benefit or waiting period for non-accidental death during the early policy years."],"geography":"United States","slug":"best-guaranteed-issue-final-expense-insurance","title":"Best Guaranteed-Issue Final Expense Insurance","use_case":"Guaranteed-Issue Final Expense Insurance"}}