{"buyer_scenarios":[{"fit":"not_best_suited","scenario":"Buyers needing more than $25,000 of coverage. The aggregate cap applies across all AGL GIWL policies on one person (, , -2, )."},{"fit":"not_best_suited","scenario":"Applicants who may qualify for simplified-issue or fully underwritten coverage. These alternatives may offer lower premiums and day-one full coverage (, -4, -asurgo-gi-si)."},{"fit":"not_best_suited","scenario":"Consumers needing the full death benefit immediately for non-accidental death. The two-year graded period applies uniformly regardless of stated health status (, -16, )."},{"fit":"not_best_suited","scenario":"Applicants under age 50. The age floor is 50 (-3, -5, -asurgo-aig)."}],"citations":{"source_mix":{"company_owned":16,"independent":20,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":26,"partial":11},"total_sources":38,"unique_domain_count":21},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-21","predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Guaranteed-Issue Final Expense Insurance","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-21","platform_support":["anthropic","google","grok","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Guaranteed-Issue Final Expense Insurance","subject":"Corebridge Financial","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-21","platform_support":["anthropic","google","grok","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Corebridge Financial","unit":"platforms","value":5}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2.8,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"Corebridge Financial","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/guaranteed-issue-final-expense-insurance/corebridge-financial.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/guaranteed-issue-final-expense-insurance/corebridge-financial","report_type":"fit_review","study_id":"LICI-STUDY-3EB1EF003761","title":"Corebridge Financial for Guaranteed-Issue Final Expense Insurance: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","6 of 7 included platforms returned a usable fit assessment; disclose this as a methodology limitation and do not describe the fit findings as unanimous, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 01:33:13.318315+00","research_date":"2026-09-21","source_snapshot_sha256":"d292309c3d72b7cbc100f45db38bfbe9664ffbe1c4185c87ce789ef56eaa88e0","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":25,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Corebridge Financial is a good fit for a consumer with significant health concerns who needs guaranteed-issue final expense coverage without health questions or a medical exam. Five of the seven platforms named Corebridge during the ranking stage, and six of seven returned a usable fit assessment. The strongest reason to consider it is true guaranteed acceptance at ages 50–80 with no underwriting, permanent level-premium whole life coverage, and built-in living benefits. The main limitation is the two-year graded death benefit for natural-cause death, which pays roughly 110% of premiums paid…","target_buyer":"A consumer has significant health concerns and wants final expense life insurance without medical questions or a medical examination.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They understand that guaranteed-issue policies may have higher premiums","lower coverage limits","and a graded death benefit or waiting period for non-accidental death during the early policy years."],"geography":"United States","slug":"best-guaranteed-issue-final-expense-insurance","title":"Best Guaranteed-Issue Final Expense Insurance","use_case":"Guaranteed-Issue Final Expense Insurance"}}