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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 01:33:48.316794+00","research_date":"2026-09-21","source_snapshot_sha256":"506e4a768341103b5b73e1af930deb1ec60d609342346db6a3ddfe4c5a1c3a90","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":25,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Gerber Life Guaranteed life insurance is the consensus leader for guaranteed-issue final expense insurance in this 7-platform study, named by 6 of 7 platforms (85.7% share) with an average listed position of 2.0 and a best position of 1. State Farm and Mutual of Omaha tie for the strongest alternatives on mentions (6 and 5 platforms respectively), with Mutual of Omaha matching Gerber's 2.0 average rank. Corebridge Financial and Colonial Penn round out the top five. The study sent one standardized prompt to seven AI platforms — openai, anthropic, deepseek, grok, perplexity, kimi, and google —…","target_buyer":"A consumer has significant health concerns and wants final expense life insurance without medical questions or a medical examination.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They understand that guaranteed-issue policies may have higher premiums","lower coverage limits","and a graded death benefit or waiting period for non-accidental death during the early policy years."],"geography":"United States","slug":"best-guaranteed-issue-final-expense-insurance","title":"Best Guaranteed-Issue Final Expense Insurance","use_case":"Guaranteed-Issue Final Expense Insurance"}}