{"citations":{"source_mix":{"company_owned":8,"independent":14,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":15,"partial":8},"total_sources":24,"unique_domain_count":13},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Final Expense Insurance for People With Heart Conditions","unit":"platforms","value":5},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","perplexity"],"predicate":"final_consensus_rank","qualifier":"Final Expense Insurance for People With Heart Conditions","subject":"State Farm - Final Expense Whole Life","unit":"rank","value":10},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","perplexity"],"predicate":"platform_mentions","qualifier":"out of 5","subject":"State Farm - Final Expense Whole Life","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"State Farm - Final Expense Whole Life","unit":"platforms","value":4},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"State Farm - Final Expense Whole Life","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":9.5,"best_rank":9,"entity_id":"entity-001","entity_type":"company","final_rank":10,"name":"State Farm - Final Expense Whole Life","platform_mentions":2,"platform_share":0.4}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/final-expense-insurance-for-people-with-heart-conditions/state-farm-final-expense-whole-life.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/final-expense-insurance-for-people-with-heart-conditions/state-farm-final-expense-whole-life","report_type":"fit_review","study_id":"LICI-STUDY-BC30B4F1358F","title":"State Farm - Final Expense Whole Life for Final Expense Insurance for People With Heart Conditions: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":5,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 03:03:41.072275+00","research_date":"2026-09-22","source_snapshot_sha256":"93dec2f443840b4c3c631af63480b5cee2d58502fb4a1f4d1c987bd818fca7e3","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":19,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"State Farm - Final Expense Whole Life is a mixed fit for a senior with heart conditions who wants $15,000 to $25,000 of permanent final expense coverage. Two of the five platforms that produced fit research named State Farm during the ranking stage (deepseek and perplexity), and all five evaluated it at the fit stage. The strongest reason to consider it is guaranteed acceptance: State Farm states applicants for its Guaranteed Issue Final Expense product will not be turned down for medical reasons, which matters when a cardiac history makes underwriting uncertain (openai:sf-whole-life, ). The…","target_buyer":"A senior with a history of heart-related health issues wants approximately $15,000 to $25,000 of permanent final expense insurance.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They want carriers that may offer reasonable simplified-issue","graded-benefit","or other final expense options depending on the specific diagnosis","treatment history","stability","medications","and time since major cardiac events."],"geography":"United States","slug":"best-final-expense-insurance-for-people-with-heart-conditions","title":"Best Final Expense Insurance for People With Heart Conditions","use_case":"Final Expense Insurance for People With Heart Conditions"}}