{"citations":{"source_mix":{"company_owned":11,"independent":29,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":34,"partial":6},"total_sources":41,"unique_domain_count":26},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Final Expense Insurance for People With Heart Conditions","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Final Expense Insurance for People With Heart Conditions","subject":"Royal Neighbors of America","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","google","grok","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Royal Neighbors of America","unit":"platforms","value":5},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","anthropic","deepseek","perplexity","kimi","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Royal Neighbors of America","unit":"platforms","value":6},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["grok"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Royal Neighbors of America","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"Royal Neighbors of America","platform_mentions":5,"platform_share":0.7142857142857143}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/final-expense-insurance-for-people-with-heart-conditions/royal-neighbors-of-america.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/final-expense-insurance-for-people-with-heart-conditions/royal-neighbors-of-america","report_type":"fit_review","study_id":"LICI-STUDY-42BB632C9DC9","title":"Royal Neighbors of America for Final Expense Insurance for People With Heart Conditions: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-23 06:17:22.239547+00","research_date":"2026-09-22","source_snapshot_sha256":"d3a1a7b198e197ab9e04d25b1830d7bd53612a97749030a6c210ca87ac83d79a","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":22,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Royal Neighbors of America is a good, diagnosis-dependent fit for a senior with heart-related health issues seeking roughly $15,000–$25,000 of permanent final expense coverage. Five of the seven platforms in this study named Royal Neighbors during the ranking stage, and six of seven rated the fit \"good\" (grok rated it \"mixed\"). The strongest reason to consider it is its published underwriting guide, which shows possible Standard simplified-issue eligibility for stable coronary artery disease, heart attack, heart surgery, or cardiomyopathy more than two years in the past, plus graded and…","target_buyer":"A senior with a history of heart-related health issues wants approximately $15,000 to $25,000 of permanent final expense insurance.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They want carriers that may offer reasonable simplified-issue","graded-benefit","or other final expense options depending on the specific diagnosis","treatment history","stability","medications","and time since major cardiac events."],"geography":"United States","slug":"best-final-expense-insurance-for-people-with-heart-conditions","title":"Best Final Expense Insurance for People With Heart Conditions","use_case":"Final Expense Insurance for People With Heart Conditions"}}