{"buyer_scenarios":[{"fit":"best_suited","scenario":"Stable heart disease with no cardiac event in the past 1-2 years, seeking level day-one coverage (kimi:theburialinsurance.com-heart, )."},{"fit":"best_suited","scenario":"A single bypass surgery 1+ year ago with stable recovery (kimi:asurgo-heart)."},{"fit":"best_suited","scenario":"Stable angina managed with medication (kimi:asurgo-heart)."},{"fit":"best_suited","scenario":"Controlled cardiomyopathy with stable ejection fraction (kimi:asurgo-heart)."},{"fit":"not_best_suited","scenario":"A buyer who specifically requires a verified American Amicable product named Eagle Premier, because that pairing is not supported by public product documents ."},{"fit":"not_best_suited","scenario":"Applicants needing certainty of immediate full benefits despite a recent heart attack, recent stent or bypass, congestive heart failure, or complex cardiac history (, kimi:theburialinsurance.com-heart)."},{"fit":"not_best_suited","scenario":"Active severe CHF (NYHA Class III-IV) or applicants awaiting surgery, who typically require guaranteed issue from another carrier (, kimi:theburialinsurance.com-chf)."},{"fit":"not_best_suited","scenario":"Applicants who cannot answer health questions at all, since American Amicable is simplified issue, not guaranteed issue (, kimi:theburialinsurance.com-heart)."}],"citations":{"source_mix":{"company_owned":8,"independent":9,"unclear":10},"sources_referenced_by_questions":0,"support_mix":{"direct":18,"partial":9},"total_sources":27,"unique_domain_count":16},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Final Expense Insurance for People With Heart Conditions","unit":"platforms","value":5},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"Final Expense Insurance for People With Heart Conditions","subject":"American Amicable - Eagle Premier Final Expense Whole Life","unit":"rank","value":4},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 5","subject":"American Amicable - Eagle Premier Final Expense Whole Life","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"strong","subject":"American Amicable - Eagle Premier Final Expense Whole Life","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"American Amicable - Eagle Premier Final Expense Whole Life","unit":"platforms","value":1},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-22","platform_support":["grok","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"American Amicable - Eagle Premier Final Expense Whole Life","unit":"platforms","value":2},{"claim_id":"claim-007","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"American Amicable - Eagle Premier Final Expense Whole Life","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2.3333333333333335,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":4,"name":"American Amicable - Eagle Premier Final Expense Whole Life","platform_mentions":3,"platform_share":0.6}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/final-expense-insurance-for-people-with-heart-conditions/american-amicable-eagle-premier-final-expense-whole-life.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/final-expense-insurance-for-people-with-heart-conditions/american-amicable-eagle-premier-final-expense-whole-life","report_type":"fit_review","study_id":"LICI-STUDY-19E3782972F8","title":"American Amicable - Eagle Premier Final Expense Whole Life for Final Expense Insurance for People With Heart Conditions: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":5,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 02:56:09.065544+00","research_date":"2026-09-22","source_snapshot_sha256":"db5379f0ddcbee7219c0d25fb57206daaf4c14c00ad4e881d8818323680c6ddd","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":19,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"American Amicable - Eagle Premier Final Expense Whole Life is an uncertain fit for a senior with heart conditions seeking $15,000-$25,000 of permanent final expense coverage, mainly because the product-carrier pairing itself is disputed. Three of five included platforms named the entity during ranking discovery (60% share), at an average listed rank of 2.33 and a best rank of 1. The strongest reason to consider it: independent burial-insurance guides describe American Amicable as a lead carrier for stable heart cases, often with competitive day-one rates. The main limitation: public product…","target_buyer":"A senior with a history of heart-related health issues wants approximately $15,000 to $25,000 of permanent final expense insurance.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They want carriers that may offer reasonable simplified-issue","graded-benefit","or other final expense options depending on the specific diagnosis","treatment history","stability","medications","and time since major cardiac events."],"geography":"United States","slug":"best-final-expense-insurance-for-people-with-heart-conditions","title":"Best Final Expense Insurance for People With Heart Conditions","use_case":"Final Expense Insurance for People With Heart Conditions"}}