{"citations":{"source_mix":{"company_owned":9,"independent":18,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":17,"partial":10},"total_sources":28,"unique_domain_count":18},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["deepseek","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Final Expense Insurance for People With Heart Conditions","unit":"platforms","value":5},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Final Expense Insurance for People With Heart Conditions","subject":"Aetna / Accendo","unit":"rank","value":9},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 5","subject":"Aetna / Accendo","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"Aetna / Accendo","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","deepseek","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Aetna / Accendo","unit":"platforms","value":4}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":9,"name":"Aetna / Accendo","platform_mentions":2,"platform_share":0.4}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/final-expense-insurance-for-people-with-heart-conditions/aetna-accendo.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/final-expense-insurance-for-people-with-heart-conditions/aetna-accendo","report_type":"fit_review","study_id":"LICI-STUDY-358921E8E20A","title":"Aetna / Accendo for Final Expense Insurance for People With Heart Conditions: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":5,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 03:01:38.209034+00","research_date":"2026-09-22","source_snapshot_sha256":"940f7d6d6c6cd0d6c635fa2ee40cf1fbb074b6243e14c3991456d76a859c0ba1","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":19,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Aetna / Accendo is a mixed, case-dependent fit for a senior with heart conditions who wants roughly $15,000 to $25,000 of permanent final expense coverage. Two of the five included platforms named it during the ranking stage (kimi and perplexity), giving it a 40% share of included platform responses, an average listed rank of 6.0, and a best listed rank of 5. The strongest reason to consider it is structural: a simplified-issue whole life product with Level and Modified benefit paths, no routine medical exam, and issue ages reaching 89. The main limitation is that it is not guaranteed…","target_buyer":"A senior with a history of heart-related health issues wants approximately $15,000 to $25,000 of permanent final expense insurance.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They want carriers that may offer reasonable simplified-issue","graded-benefit","or other final expense options depending on the specific diagnosis","treatment history","stability","medications","and time since major cardiac events."],"geography":"United States","slug":"best-final-expense-insurance-for-people-with-heart-conditions","title":"Best Final Expense Insurance for People With Heart Conditions","use_case":"Final Expense Insurance for People With Heart Conditions"}}