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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-23 06:24:12.753727+00","research_date":"2026-09-22","source_snapshot_sha256":"7d66ad842d8f301c0b17b7b6df264a17ed8c19cbe1180d2ba1ccb0ed30a776ef","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":22,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Mutual of Omaha is the consensus leader for a senior with heart conditions seeking roughly $15,000–$25,000 of permanent final expense coverage, named by all 7 platforms studied (100.0% share) at an average listed position of 2.86. Transamerica (6 mentions, 85.7%) and Aetna (5 mentions, 71.4%) are the strongest alternatives for distinct buyer needs: Transamerica for stable cardiac histories 12+ months post-event and congestive heart failure day-one positioning, and Aetna for stable histories with a 12–24 month look-back and high issue ages. Royal Neighbors of America and American Amicable…","target_buyer":"A senior with a history of heart-related health issues wants approximately $15,000 to $25,000 of permanent final expense insurance.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They want carriers that may offer reasonable simplified-issue","graded-benefit","or other final expense options depending on the specific diagnosis","treatment history","stability","medications","and time since major cardiac events."],"geography":"United States","slug":"best-final-expense-insurance-for-people-with-heart-conditions","title":"Best Final Expense Insurance for People With Heart Conditions","use_case":"Final Expense Insurance for People With Heart Conditions"}}