{"citations":{"source_mix":{"company_owned":9,"independent":7,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":12,"partial":6},"total_sources":18,"unique_domain_count":11},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Final Expense Insurance for People Over 85","unit":"platforms","value":5},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","kimi"],"predicate":"final_consensus_rank","qualifier":"Final Expense Insurance for People Over 85","subject":"Transamerica Final Expense (Immediate Solution / Easy Solution)","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","kimi"],"predicate":"platform_mentions","qualifier":"out of 5","subject":"Transamerica Final Expense (Immediate Solution / Easy Solution)","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-21","platform_support":["kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Transamerica Final Expense (Immediate Solution / Easy Solution)","unit":"platforms","value":1},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-21","platform_support":["openai","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"weak","subject":"Transamerica Final Expense (Immediate Solution / Easy Solution)","unit":"platforms","value":3},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Transamerica Final Expense (Immediate Solution / Easy Solution)","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.5,"best_rank":5,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"Transamerica Final Expense (Immediate Solution / Easy Solution)","platform_mentions":2,"platform_share":0.4}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/final-expense-insurance-for-people-over-85/transamerica-final-expense-immediate-solution-easy-solution.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/final-expense-insurance-for-people-over-85/transamerica-final-expense-immediate-solution-easy-solution","report_type":"fit_review","study_id":"LICI-STUDY-B8CE1A634323","title":"Transamerica Final Expense (Immediate Solution / Easy Solution) for Final Expense Insurance for People Over 85: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Company-owned citations materially outnumber independent citations; do not describe company claims as independently verified.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":5,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 03:01:37.773774+00","research_date":"2026-09-21","source_snapshot_sha256":"ce4e331fc587c6e7942f94ac18ae506223fca1980e7fb931c3571a3c8fd1a764","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":5,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Transamerica Final Expense (Immediate Solution / Easy Solution) is a weak fit for a buyer already older than 85. Two of the five platforms that evaluated fit named it during the ranking stage — deepseek and kimi — giving it a 40% share of included platform responses, an average listed rank of 5.5, and a best listed rank of 5. The strongest reason to consider it is that Immediate Solution is a simplified-issue whole life product with level premiums and a stated issue-age ceiling of 85, which makes it relevant only to an applicant who is exactly 85. The main limitation is that reviewed…","target_buyer":"A consumer older than age 85 wants a relatively small permanent life insurance policy to help family members pay funeral and other final expenses.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They understand that carrier availability and issue-age limits may be significantly restricted at this age and want legitimate options with clearly explained underwriting requirements","benefit limitations","and waiting periods."],"geography":"United States","slug":"best-final-expense-insurance-for-people-over-85","title":"Best Final Expense Insurance for People Over 85","use_case":"Final Expense Insurance for People Over 85"}}