{"citations":{"source_mix":{"company_owned":9,"independent":18,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":10,"partial":16},"total_sources":27,"unique_domain_count":18},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Final Expense Insurance for People Over 85","unit":"platforms","value":5},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"Final Expense Insurance for People Over 85","subject":"Aetna Accendo Final Expense","unit":"rank","value":2},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 5","subject":"Aetna Accendo Final Expense","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-21","platform_support":["grok","kimi"],"predicate":"fit_rating_count","qualifier":"strong","subject":"Aetna Accendo Final Expense","unit":"platforms","value":2},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-21","platform_support":["openai","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Aetna Accendo Final Expense","unit":"platforms","value":2},{"claim_id":"claim-006","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"uncertain","subject":"Aetna Accendo Final Expense","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":1,"best_rank":1,"entity_id":"entity-001","entity_type":"company","final_rank":2,"name":"Aetna Accendo Final Expense","platform_mentions":3,"platform_share":0.6}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/final-expense-insurance-for-people-over-85/aetna-accendo-final-expense.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/final-expense-insurance-for-people-over-85/aetna-accendo-final-expense","report_type":"fit_review","study_id":"LICI-STUDY-AEF84E0AC6B7","title":"Aetna Accendo Final Expense for Final Expense Insurance for People Over 85: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":5,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 02:58:55.639084+00","research_date":"2026-09-21","source_snapshot_sha256":"95f0db2cbfa4fff46de4768cee625c3e5a18c5763a0112064e3fc5a1a50ba1f5","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":5,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Aetna Accendo Final Expense is a good but conditional fit for Final Expense Insurance for People Over 85. Three of the five included platforms named it during the ranking stage — deepseek, grok, and kimi — and all three placed it at rank 1, giving it a 60% share of included platform responses and an average listed rank of 1.0. Its strongest advantage is an official issue-age ceiling of 89, which is unusually high for simplified-issue whole life. The main limitation is that it is not guaranteed issue: health underwriting, state availability, age-based face-amount caps, and possible Modified…","target_buyer":"A consumer older than age 85 wants a relatively small permanent life insurance policy to help family members pay funeral and other final expenses.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They understand that carrier availability and issue-age limits may be significantly restricted at this age and want legitimate options with clearly explained underwriting requirements","benefit limitations","and waiting periods."],"geography":"United States","slug":"best-final-expense-insurance-for-people-over-85","title":"Best Final Expense Insurance for People Over 85","use_case":"Final Expense Insurance for People Over 85"}}