{"citations":{"source_mix":{"company_owned":5,"independent":10,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":8,"partial":8},"total_sources":16,"unique_domain_count":12},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","grok","kimi","openai"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Final Expense Insurance for People in Their 70s","unit":"platforms","value":4},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"Final Expense Insurance for People in Their 70s","subject":"Aetna (Accendo)","unit":"rank","value":3},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 4","subject":"Aetna (Accendo)","unit":"platforms","value":3},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-21","platform_support":["openai","grok","kimi"],"predicate":"fit_rating_count","qualifier":"good","subject":"Aetna (Accendo)","unit":"platforms","value":3},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Aetna (Accendo)","unit":"platforms","value":1}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3.3333333333333335,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":3,"name":"Aetna (Accendo)","platform_mentions":3,"platform_share":0.75}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/final-expense-insurance-for-people-in-their-70s/aetna-accendo.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/final-expense-insurance-for-people-in-their-70s/aetna-accendo","report_type":"fit_review","study_id":"LICI-STUDY-7FBFB2A53CD7","title":"Aetna (Accendo) for Final Expense Insurance for People in Their 70s: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":4,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","grok","kimi","openai"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 02:37:33.321341+00","research_date":"2026-09-21","source_snapshot_sha256":"6a7034f16f273d751dd01d4320122c856854f3eb9afd728f0216b218a49b8c5c","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":13,"qualified_finalists":4,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Aetna (Accendo) is a good — not automatic — fit for a nonsmoking applicant aged 70–79 in average-to-good health seeking roughly $20,000 of permanent final expense coverage. Three of the four included platforms named it during ranking discovery (75% share), at an average listed rank of 3.33 and a best rank of 2. Its strongest advantage is simplified-issue whole life with a possible day-one level benefit and a published issue-age ceiling of 89. The main limitation is pricing opacity: no official current rate sheet for $20,000 at ages 70–79 was located, and age-specific maximum face amounts are…","target_buyer":"A nonsmoking consumer between ages 70 and 79 with average-to-good health wants approximately $20,000 of permanent final expense life insurance.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They want reasonable premiums for their age","manageable underwriting","a financially established carrier","and permanent coverage for end-of-life expenses."],"geography":"United States","slug":"best-final-expense-insurance-for-people-in-their-70s","title":"Best Final Expense Insurance for People in Their 70s","use_case":"Final Expense Insurance for People in Their 70s"}}