{"citations":{"source_mix":{"company_owned":9,"independent":8,"unclear":1},"sources_referenced_by_questions":0,"support_mix":{"direct":8,"partial":9},"total_sources":18,"unique_domain_count":11},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","grok","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Final Expense Insurance for People Ages 80 to 85","unit":"platforms","value":4},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","grok"],"predicate":"final_consensus_rank","qualifier":"Final Expense Insurance for People Ages 80 to 85","subject":"Aetna (Accendo)","unit":"rank","value":3},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","grok"],"predicate":"platform_mentions","qualifier":"out of 4","subject":"Aetna (Accendo)","unit":"platforms","value":2},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-21","platform_support":["openai","deepseek","grok","perplexity"],"predicate":"fit_rating_count","qualifier":"good","subject":"Aetna (Accendo)","unit":"platforms","value":4}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":2.5,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":3,"name":"Aetna (Accendo)","platform_mentions":2,"platform_share":0.5}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/final-expense-insurance-for-people-ages-80-to-85/aetna-accendo.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/final-expense-insurance-for-people-ages-80-to-85/aetna-accendo","report_type":"fit_review","study_id":"LICI-STUDY-728FC2C3F6DE","title":"Aetna (Accendo) for Final Expense Insurance for People Ages 80 to 85: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":4,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["deepseek","grok","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 02:44:48.778931+00","research_date":"2026-09-21","source_snapshot_sha256":"737ee4640650f9034b60df7236643a113a915fef9e10e7c11d0e719dd3deac36","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":20,"qualified_finalists":6,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Aetna (Accendo) is a good fit for a nonsmoking buyer ages 80 to 85 seeking roughly $15,000 to $20,000 of permanent final expense coverage, provided the applicant qualifies for Preferred or Standard Level Benefit underwriting. Two of the four included platforms named Aetna (Accendo) during the ranking stage, placing it at an average listed rank of 2.5 (best rank 2). The strongest reason to consider it is reported Level Benefit issue ages through 89 with day-one full benefits and no medical exam. The main limitation is that the reported Standard and Modified tiers are unavailable to men over…","target_buyer":"A nonsmoking consumer between ages 80 and 85 wants approximately $15,000 to $20,000 of permanent final expense life insurance.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They want a reputable carrier that accepts applicants in this age range","reasonable underwriting requirements","predictable premiums","and clear information about whether benefits are immediate or subject to a waiting period."],"geography":"United States","slug":"best-final-expense-insurance-for-people-ages-80-to-85","title":"Best Final Expense Insurance for People Ages 80 to 85","use_case":"Final Expense Insurance for People Ages 80 to 85"}}