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The configured source value 7 is provenance only and must never be described as the number of platforms studied.","The finalrankingtable is the sole authority for rank, platform mentions, platform share, average rank, and best rank. Ignore any conflicting value embedded in a entity evidence bundle.","The Consensus Ranking table must contain exactly one row per finalrankingtable entity, in that order, using that exact entityname. Never split one ranked entity into two product, model, SKU, or product-line rows, and never add another ranking row for a brand already listed. Put recommended products or plans inside that entity's ranked section.","Platform mentions count only ranking-discovery mentions. Do not substitute the number of platforms that later completed a fit assessment.","Citation IDs inside each entity bundle are local to that entity. Consolidate sources by URL using the supplied source catalog.","The URLs were collected from platform responses and were not independently validated by either writer stage.","Each fitreviewurlorplaceholder is the final site-relative CMS path for that entity's review. Link the entity name to that exact path exactly once in its ranked prose section, outside tables and headings. Never replace it with a run ID, report ID, UUID, or local output path.","Use the exact entity-namespaced citation IDs from the source catalog (e.g. e1:); never transfer a citation between entities."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-21 23:35:45.900324+00","research_date":"2026-09-21","source_snapshot_sha256":"e9aa041bdc5c008b2254c1d131ec91543a9dc6f17a9c39b95791c6dac7f5eb0b","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":24,"qualified_finalists":9,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Across seven AI platforms studied on September 21, 2026, Mutual of Omaha is the consensus leader for a nonsmoking consumer ages 80 to 85 seeking roughly $15,000 to $20,000 of permanent final expense coverage, named by 6 of 7 platforms (85.7% share) with an average listed position of 1.17. Transamerica (6 mentions, 85.7%) and Aetna (5 mentions, 71.4%) are the strongest alternatives for distinct buyer needs: Transamerica for applicants who want a stated $25,000 maximum at ages 76–85 and a potentially immediate full benefit, and Aetna for applicants who need issue-age availability through 89…","target_buyer":"A nonsmoking consumer between ages 80 and 85 wants approximately $15,000 to $20,000 of permanent final expense life insurance.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They want a reputable carrier that accepts applicants in this age range","reasonable underwriting requirements","predictable premiums","and clear information about whether benefits are immediate or subject to a waiting period."],"geography":"United States","slug":"best-final-expense-insurance-for-people-ages-80-to-85","title":"Best Final Expense Insurance for People Ages 80 to 85","use_case":"Final Expense Insurance for People Ages 80 to 85"}}