{"citations":{"source_mix":{"company_owned":15,"independent":25,"unclear":3},"sources_referenced_by_questions":0,"support_mix":{"direct":34,"partial":9},"total_sources":43,"unique_domain_count":29},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best Affordable Final Expense Insurance for Seniors on a Fixed Income","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","perplexity"],"predicate":"final_consensus_rank","qualifier":"Affordable Final Expense Insurance for Seniors on a Fixed Income","subject":"Aetna","unit":"rank","value":2},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","google","grok","kimi","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Aetna","unit":"platforms","value":6},{"claim_id":"claim-004","confidence":"verified","observed_at":"2026-09-22","platform_support":["anthropic","deepseek","grok","perplexity","google"],"predicate":"fit_rating_count","qualifier":"good","subject":"Aetna","unit":"platforms","value":5},{"claim_id":"claim-005","confidence":"verified","observed_at":"2026-09-22","platform_support":["openai","kimi"],"predicate":"fit_rating_count","qualifier":"mixed","subject":"Aetna","unit":"platforms","value":2}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":3,"best_rank":2,"entity_id":"entity-001","entity_type":"company","final_rank":2,"name":"Aetna","platform_mentions":6,"platform_share":0.8571428571428571}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/affordable-final-expense-insurance-for-seniors-on-a-fixed-income/aetna.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/affordable-final-expense-insurance-for-seniors-on-a-fixed-income/aetna","report_type":"fit_review","study_id":"LICI-STUDY-E5585979A83E","title":"Aetna for Affordable Final Expense Insurance for Seniors on a Fixed Income: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","All included platforms evaluated fit, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_included":["anthropic","deepseek","google","grok","kimi","openai","perplexity"],"platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-23 05:30:22.319581+00","research_date":"2026-09-22","source_snapshot_sha256":"fb8dfc48af9146ec1978a36aa7f9a4ec602f9955bd65da4bcd024d19bd78595c","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":23,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Aetna is a mixed-to-good fit for a senior on a fixed income who wants modest permanent final expense coverage, can qualify for a level-benefit plan, and is willing to buy through a licensed agent. Six of seven platforms named Aetna during the ranking stage, and it finished second overall with an average listed rank of 3.0. Its strongest advantages are a rare issue age up to 89, simplified-issue underwriting with no medical exam, and level premiums that never increase. The main limitation is that Aetna does not publish consumer-facing pricing, so affordability cannot be confirmed without an…","target_buyer":"A senior living primarily on a fixed retirement income wants enough permanent life insurance to help cover funeral and other final expenses without creating an unaffordable monthly premium.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They want a reputable carrier","modest coverage","predictable premiums","reasonable underwriting","and strong value over the expected life of the policy rather than simply the lowest advertised payment."],"geography":"United States","slug":"best-affordable-final-expense-insurance-for-seniors-on-a-fixed-income","title":"Best Affordable Final Expense Insurance for Seniors on a Fixed Income","use_case":"Affordable Final Expense Insurance for Seniors on a Fixed Income"}}