{"citations":{"source_mix":{"company_owned":8,"independent":29,"unclear":2},"sources_referenced_by_questions":0,"support_mix":{"direct":11,"partial":10},"total_sources":39,"unique_domain_count":26},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-21","predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best $25,000 Final Expense Insurance","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-21","platform_support":["google","grok","kimi"],"predicate":"final_consensus_rank","qualifier":"$25,000 Final Expense Insurance","subject":"Royal Neighbors of America","unit":"rank","value":8},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-21","platform_support":["google","grok","kimi"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"Royal Neighbors of America","unit":"platforms","value":3}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":6,"best_rank":4,"entity_id":"entity-001","entity_type":"company","final_rank":8,"name":"Royal Neighbors of America","platform_mentions":3,"platform_share":0.42857142857142855}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/2-dollar-5-000-final-expense-insurance/royal-neighbors-of-america.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/2-dollar-5-000-final-expense-insurance/royal-neighbors-of-america","report_type":"fit_review","study_id":"LICI-STUDY-92C59F0C8F05","title":"Royal Neighbors of America for $25,000 Final Expense Insurance: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","5 of 7 included platforms returned a usable fit assessment; disclose this as a methodology limitation and do not describe the fit findings as unanimous, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","The deterministic identity audit contains qualification notes that must be disclosed where relevant.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 00:40:09.682211+00","research_date":"2026-09-21","source_snapshot_sha256":"e85f45b1989d10789768e43a76a5ae3e4de881589d2128f09df7ed5d9a9cefda","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":21,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"Royal Neighbors of America is a good, but not conclusively best, fit for a nonsmoking 65-year-old seeking about $25,000 of permanent final expense coverage. Three of seven included platforms named Royal Neighbors during the ranking stage, and five of seven returned a usable fit assessment. The strongest reason to consider it is a plausible product match: the Ensured Legacy Final Expense program publicly supports $5,000–$40,000 of permanent coverage with simplified-issue underwriting and no medical exam . The main limitation is that no reviewed source establishes applicant-specific pricing,…","target_buyer":"A nonsmoking 65-year-old with average-to-good health wants approximately $25,000 of permanent final expense life insurance for funeral expenses and other financial obligations left to beneficiaries.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They want competitive premiums","straightforward underwriting","a reputable carrier","and permanent coverage with clear guarantees."],"geography":"United States","slug":"best-25-000-final-expense-insurance","title":"Best $25,000 Final Expense Insurance","use_case":"$25,000 Final Expense Insurance"}}