{"citations":{"source_mix":{"company_owned":9,"independent":22,"unclear":0},"sources_referenced_by_questions":0,"support_mix":{"direct":25,"partial":6},"total_sources":31,"unique_domain_count":20},"claims":[{"claim_id":"claim-001","confidence":"verified","observed_at":"2026-09-21","predicate":"platforms_analyzed","qualifier":"valid included platform responses","subject":"Best $10,000 Final Expense Insurance","unit":"platforms","value":7},{"claim_id":"claim-002","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","google","openai","perplexity"],"predicate":"final_consensus_rank","qualifier":"$10,000 Final Expense Insurance","subject":"State Farm","unit":"rank","value":5},{"claim_id":"claim-003","confidence":"verified","observed_at":"2026-09-21","platform_support":["deepseek","google","openai","perplexity"],"predicate":"platform_mentions","qualifier":"out of 7","subject":"State Farm","unit":"platforms","value":4}],"content_scope":"aggregated facts, computed metrics, and retrieval summaries","entities":[{"average_rank":5.5,"best_rank":3,"entity_id":"entity-001","entity_type":"company","final_rank":5,"name":"State Farm","platform_mentions":4,"platform_share":0.5714285714285714}],"identity":{"dataset_url":"https://lifeinsuranceconsensusindex.com/datasets/final-expense-insurance/1-dollar-0-000-final-expense-insurance/state-farm.json","page_url":"https://lifeinsuranceconsensusindex.com/final-expense-insurance/1-dollar-0-000-final-expense-insurance/state-farm","report_type":"fit_review","study_id":"LICI-STUDY-31D04C6FABF2","title":"State Farm for $10,000 Final Expense Insurance: AI Consensus Fit Review"},"limitations":["Use the run researchdate as the study date. Platform-reported dates are provenance metadata and do not independently prove freshness.","6 of 7 included platforms returned a usable fit assessment; disclose this as a methodology limitation and do not describe the fit findings as unanimous, but platformmentions counts only platforms that named the entity during ranking discovery.","Do not resolve conflicting product names, pricing, or capabilities by guessing; describe the conflict and tell buyers what to verify.","The supplied URLs were collected from platform responses and were not independently validated by the writer stage.","Platform-reported research dates differ from the authoritative run date; disclose this as a methodology limitation.","Citations are platform-reported evidence, not independently verified facts. No-search model claims require explicit verification before being described as current facts."],"methodology":{"fit_rating_contract":["strong","good","mixed","weak","uncertain"],"included_valid_platform_count":7,"maximum_finalists":10,"minimum_mentions":2,"name":"Life Insurance Consensus Index cross-platform AI consensus analysis","platforms_queried":["openai","anthropic","deepseek","grok","perplexity","kimi","google"],"stages":["ranking_discovery","fit_assessment","normalization","editorial_synthesis"],"version":"alias-table-1"},"provenance":{"generated_at":"2026-09-22 00:08:43.610828+00","research_date":"2026-09-21","source_snapshot_sha256":"981908fb3944518274630bec877385e8d195cdfe277cf54a97749341883349cc","verification_scope":"public_verification"},"ranking":{"candidates_evaluated":17,"qualified_finalists":10,"ranking_unit":"Life insurance carrier"},"schema_version":4,"summary":"State Farm is a reasonable but not clearly optimal fit for a nonsmoking 65-year-old seeking about $10,000 of permanent final expense coverage. Four of seven platforms named State Farm during ranking discovery, and six of seven returned a usable fit assessment. The strongest reason to consider it is guaranteed acceptance with no medical exam, level premiums, and a permanent whole life structure that matches the $10,000 target exactly (openai:sffinalexpense, , ). The main limitation is cost and early-death protection: independent sources report premiums 15–30% above competing carriers and a…","target_buyer":"A nonsmoking 65-year-old with average-to-good health wants approximately $10,000 of permanent final expense life insurance primarily to cover basic funeral and end-of-life costs.","topic":{"base_category":"Final Expense Insurance","category_criteria":["They want affordable premiums","straightforward underwriting","a reputable carrier","and clear policy guarantees."],"geography":"United States","slug":"best-10-000-final-expense-insurance","title":"Best $10,000 Final Expense Insurance","use_case":"$10,000 Final Expense Insurance"}}